Guardian Insurance

Q: Who is Guardian Insurance?

&lt;p&gt;Guardian Insurance provides straightforward insurance options that are easy to apply for, so you can plan ahead and enjoy your lifestyle with confidence. We work with some of the world’s most trusted underwriters to help you manage the risks of everyday life, be it for your family’s long-term future, unexpected funeral costs, or even protecting your pets.&lt;/p&gt;&lt;p&gt;We’re committed to helping you protect yourself and the people you love, so you can focus on enjoying the exceptional parts of your life. If it’s important to you, it’s important to us.&lt;/p&gt;

Q: What products do Guardian Insurance offer?

&lt;p&gt;Guardian Insurance currently offers:&lt;/p&gt;&lt;ul&gt; &lt;li&gt;&lt;a href=&quot;/life-insurance/term&quot;&gt;Guardian Term Life Insurance&lt;/a&gt;&amp;nbsp;– Australian residents aged 18-70 are guaranteed acceptance for at least $50,000 in cover. Apply for a benefit amount of up to $2 million, with 10, 15, 20 and 25-year policy terms available, depending on your application outcome&lt;sup&gt;1&lt;/sup&gt;.&lt;/li&gt; &lt;li&gt;&lt;a href=&quot;/life-insurance/other&quot;&gt;Guardian Life Insurance&lt;/a&gt;&amp;nbsp;– Australian residents aged 18-64 can apply for a cover amount between $100,000 up to $1.5 million depending on age. Cover is provided for life (provided premiums are paid), with joint and single policies available.&lt;/li&gt; &lt;li&gt;&lt;a href=&quot;/funeral-insurance&quot;&gt;Guardian Funeral Insurance&lt;/a&gt;&amp;nbsp;– assist your loved ones with funeral costs if you pass away, with cover available between $3,000 and $15,000. If you’re an Australian resident aged between 40-79, you’re guaranteed acceptance.&lt;/li&gt; &lt;li&gt;&lt;a href=&quot;/pet-insurance&quot;&gt;Guardian Pet Insurance&lt;/a&gt;&amp;nbsp;– cover for up to 80% of eligible vet bills if your cat or dog is sick or injured, so you can give them the care they deserve&lt;sup&gt;2&lt;/sup&gt;.&lt;/li&gt; &lt;li&gt;&lt;a href=&quot;/income-protection-insurance&quot;&gt;Guardian Income Protection Insurance&lt;/a&gt; - Australian residents aged 18-60 can apply to cover up to 70% of their pre-tax income, up to $15,000 per month, to help maintain their lifestyle if they’re unable to work due to sickness or injury.&lt;/li&gt;&lt;/ul&gt;

Q: Why choose Guardian Insurance?

&lt;p&gt;We’ve been helping savvy Australians protect their life’s work for over a decade. At Guardian Insurance, we’re committed to being different and we’re always looking ahead to bring you cover options that can help keep you in control.&amp;nbsp;&amp;nbsp;&lt;/p&gt;&lt;p&gt;In 2021 we launched one of Australia’s few fully online life insurance policies, letting you arrange hassle-free cover in your own time. If you’ve ever thought that organising life insurance is too complicated or time-consuming, it might be time to try the Guardian way.&lt;/p&gt;

Q: Who can I speak to if I have a question about my policy?

&lt;p&gt;Please visit our &lt;a href=&quot;/faq&quot;&gt;&lt;abbr aria-hidden=&#39;true&#39; title=&#39;Frequently Asked Questions&#39;&gt;FAQs&lt;/abbr&gt;&lt;span class=&#39;visually-hidden&#39;&gt;Frequently Asked Questions&lt;/span&gt;&lt;/a&gt; page for more information, or give our friendly customer service team a call on &lt;strong&gt;1300 709 560&lt;/strong&gt;.&lt;/p&gt;

Q: How do I make a claim?

&lt;p&gt;Enjoy a quick, simple claims process with the support of our friendly customer service team. We offer a few different ways to make a claim, depending on which type of policy you hold. Please see the &lt;a href=&quot;/how-to-claim&quot;&gt;Claims&lt;/a&gt; page for information and requirements about making a claim.&lt;/p&gt;

Q: Where can I get a copy of the Product Disclosure Statement?

&lt;p&gt;All Guardian Insurance policy documents, including Product Disclosure Statements, are available on our &lt;a href=&quot;/policy-documents&quot;&gt;Policy Documents&lt;/a&gt; page.&lt;/p&gt;

Protect the lifestyle you’ve worked hard to build, as well as the people who’ve helped you build it.

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Why Guardian

Led by experience

We’ve been helping savvy Australians protect their life’s work for over a decade. You can rely on us.

Easy application

We offer straightforward insurance products that are easy to apply for, so you can take out cover with as little delay as possible.

Hassle-free claims

Enjoy a quick, simple claims process with the support of our friendly customer service team. We’re here for you.

Built on trust

Guardian Insurance policies are backed by some of the world’s most trusted underwriters. You and your family are in good hands.

Trusted cover options

Term Life Insurance

Purchase your policy online or over the phone in minutes. Guardian Term Life Insurance offers cover from $10,000 up to $2 million (depending on your age, income and eligibility) to help plan your family’s future in case of death or diagnosis of a terminal illness.

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Life Insurance

With up to $1.5 million cover available (depending on your age), you can be confident knowing your family can maintain their current lifestyle if you pass away or become terminally ill. Optional covers also available for even greater protection.

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Income Protection Insurance

Don’t let sudden sickness or an unexpected injury impact your lifestyle, if you’re unable to work because of it. Cover up to 70% of your income, up to $15,000 per month – and rest assured that you’ve taken sound steps to safeguard your family’s quality of life.

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Funeral Insurance

Get cover for up to $15,000 which can be used for your funeral costs to help create a meaningful final experience for your family and friends. Australian residents aged 40 to 79 are guaranteed acceptance.

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Pet Insurance

Keep your pet at their personal best with top quality care if they become sick or injured. Covers up to $12,000 a year in eligible vet bills (exclusions, limits and sub-limits may apply).

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Award winning insurance

At Guardian Insurance we take pride in being recognised for delivering quality, award winning insurance to Australian families.

Protect your family’s lifestyle with Guardian Term Life Insurance

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Frequently asked questions

Who is Guardian Insurance?

Guardian Insurance provides straightforward insurance options that are easy to apply for, so you can plan ahead and enjoy your lifestyle with confidence. We work with some of the world’s most trusted underwriters to help you manage the risks of everyday life, be it for your family’s long-term future, unexpected funeral costs, or even protecting your pets.

We’re committed to helping you protect yourself and the people you love, so you can focus on enjoying the exceptional parts of your life. If it’s important to you, it’s important to us.

What products do Guardian Insurance offer?

Guardian Insurance currently offers:

Guardian Term Life Insurance – Australian residents aged 18-70 are guaranteed acceptance for at least $50,000 in cover. Apply for a benefit amount of up to $2 million, with 10, 15, 20 and 25-year policy terms available, depending on your application outcome¹.
Guardian Life Insurance – Australian residents aged 18-64 can apply for a cover amount between $100,000 up to $1.5 million depending on age. Cover is provided for life (provided premiums are paid), with joint and single policies available.
Guardian Funeral Insurance – assist your loved ones with funeral costs if you pass away, with cover available between $3,000 and $15,000. If you’re an Australian resident aged between 40-79, you’re guaranteed acceptance.
Guardian Pet Insurance – cover for up to 80% of eligible vet bills if your cat or dog is sick or injured, so you can give them the care they deserve².
Guardian Income Protection Insurance - Australian residents aged 18-60 can apply to cover up to 70% of their pre-tax income, up to $15,000 per month, to help maintain their lifestyle if they’re unable to work due to sickness or injury.

Why choose Guardian Insurance?

We’ve been helping savvy Australians protect their life’s work for over a decade. At Guardian Insurance, we’re committed to being different and we’re always looking ahead to bring you cover options that can help keep you in control.

In 2021 we launched one of Australia’s few fully online life insurance policies, letting you arrange hassle-free cover in your own time. If you’ve ever thought that organising life insurance is too complicated or time-consuming, it might be time to try the Guardian way.

Who can I speak to if I have a question about my policy?

How do I make a claim?

Where can I get a copy of the Product Disclosure Statement?

Get cover today

Get more certainty in life with Guardian Insurance. Consider taking out cover to protect yourself and the people you love.

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